• Importance of disclosure – you must disclose all material facts such as medical conditions, and state your age correctly.
• Free-look period – You can cancel the Policy by returning the Policy within fifteen (15) days from the date of delivery of the Policy if the coverage does not meet your needs. The premium that you have paid (less any medical fee incurred) will be refunded to you.
• The Policy does not have any Cash Value on cancellation for the first 2 years.
• If you cancel your Policy in the early years, you will get back less than the amount you have paid in.
• Best to set the premium payable at an amount that you can afford for the whole duration of the contract.
• Please read the sales illustration provided by the insurance consultant for a better understanding of the product
• All proposals are subject to underwriting approval.

Contact Forte Life Assurance (Cambodia) Plc if there are any changes to your details, particularly your mobile phone and email details, to ensure all correspondence reaches you on time.

Forte Life Education is specifically designed for parents who are looking to save a lump sum for their children's education fees once they get to the age of 18 or 20. Policyholders will get to decide and tailor their package depending on their needs when purchasing Forte Life Education policy. 

No. All fees, charges, and taxes are computed into the Policy life insurance premium. There are no additional payments required from the policyowner.

• Importance of disclosure – you must disclose all material facts such as medical conditions, and state your age correctly.
• Free-look period – You can cancel the Policy by returning the Policy within fifteen (15) days from the date of delivery of the Policy if the coverage does not meet your needs. The premium that you have paid (less any medical fee incurred) will be refunded to you.
• The Policy does not have any Cash Value on cancellation for the first 2 years.
• If you cancel your Policy in the early years, you will get back less than the amount you have paid in.
• Best to set the premium payable at an amount that you can afford for the whole duration of the contract.
• Please read the sales illustration provided by the insurance consultant for a better understanding of the product
• All proposals are subject to underwriting approval.

• You can cancel your policy by giving a written notice to Forte Life Assurance (Cambodia) Plc. However, keep in mind that Forte Life insurance is a long-term financial commitment that will benefit your family and loved ones, therefore, we encourage you to consider your options carefully before canceling the policy.
• If you do not pay your premium within the grace period, your Policy will lapse unless your Policy already acquired sufficient Cash Value to offset the premium payment and keep the Policy in force till the Cash Value is exhausted.

Contact Forte Life Assurance (Cambodia) Plc if there are any changes to your details, particularly your mobile phone and email details, to ensure all correspondence reaches you on time.

• Death due to all causes
• Death due to natural causes or illness only
• Accelerated Total and Permanent Disability Benefit (TPD)

Looking to add more protection? Choose from a list of Additional Benefits:

• Additional accidental death benefit (ADB)
• Accelerated additional partial and permanent disability benefit (PPD)

• This is a compulsory participation plan open to all full-time and active working corporate employees.
• Minimum age of entry – 18 years old
• Maximum age of entry – 65 years old

You can cancel your policy by giving written notice to Forte Life Assurance (Cambodia) Plc. However, we remind all participating members that Forte Life insurance is a long-term financial commitment that will benefit family and loved ones, therefore, we encourage participating members to consider options carefully before canceling the policy.

Contact Forte Life Assurance (Cambodia) Plc if there are any changes to any participating member's details, particularly mobile phone and email details, to ensure all correspondence reaches all participating members on time.

No. All fees, charges, and taxes are included in the policy premium. There are no additional charges.

• Importance of disclosure: Participating members must disclose all material facts (e.g., age, medical condition) correctly.
• Free-look period: Participating members may cancel the policy by returning the policy within fifteen (15) days from its delivery if they find that the coverage does not meet their intended purpose. They will be refunded the premium paid less any medical fees.
• The Accumulated Cash Benefits (ACB) balance at any one year will depend on the participating member's age risk charge, applicable insurance expense, and the annual dividend rate declared by the company yearly.
• If the participating member cancels their plan before they reach the age of 60, or resign from their company or association, the ACB balance will be refunded to the participating member. But, no ACB will be refunded for the first 12 months from the effective date as stated in the certificate of insurance.
• Discuss with our team to select a plan that will best serve your team's needs and to ensure that the premium payable under this product is an amount participating members can maintain for the whole duration of the contract.
• All proposals are subject to underwriting approval.

You can cancel your policy by giving written notice to Forte Life Assurance (Cambodia) Plc. However, we remind all participating members that Forte Life insurance is a long-term financial commitment that will benefit family and loved ones, therefore, we encourage participating members to consider options carefully before canceling the policy.

Contact Forte Life Assurance (Cambodia) Plc if there are any changes to any participating member's details, particularly mobile phone and email details, to ensure all correspondence reaches all participating members on time.