Employees are the most valuable asset in every company. Offering Group Term Life insurance as part of their benefits helps keep them healthy, motivated, happy and worry-free. It gives them the peace of mind for themselves and their loved ones, in the case of unfortunate events.
Create customized company coverage for a minimum of 10 employees with Forte Life’s Group Term Life insurance policy. Under this package, we offer yearly renewable term assurance with affordable premiums and more than USD1,000,000 claim payouts in a year. It also provides one lump sum payment to an employee’s family in the case of accidents covered by the policy.
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You can choose to insure all your full-time, active working employees using of the following 3 ways:
1. Insure all your corporate employees with the same assured amount regardless of their position. For example, you can set a USD10,000 sum assured for each and every one of your employees.
2. Insure your corporate employees with a different sum assured as per their position or seniority. For example, USD30,000 for managers, USD20,000 for officers, and USD10,000 for non-officer workers.
3. Insure all your corporate employees based on their monthly salary using a multiplier of 12, 24 or up to 36. For example, if the manager’s monthly salary is USD1,000, the employer can insure all staff at 24 times their monthly salary, therefore the sum assured suggested is USD24,000.
As an employer, this package gives you a lot of flexibility to tailor a plan based on your employee’s needs, size, company structure, and financial budget.
In addition, new employees joining the company may be added easily and those who leave may be removed on a monthly basis. This ensures that all active, working, full-time employees are covered once the plan starts.
|More than USD1,000,000 Claim Payout a year|
|Cost-effective and affordable premiums|
|Minimum medical examination|
|Higher Sum Assured|
|Worldwide 24-hour coverage|