Exclusions

A. Exclusions of COVID SAFE ($10,000, $20,000, $50,000)

1. Pre-existing conditions and any complications arising therefrom.
2. Any treatment for injury or sickness not related to COVID-19.
3. Any cost related to or contributed by, or as result of any quarantine or isolation whether or not required by the Government and/ or any authorized body or any regulatory body.
4. Injuries and/or illnesses and/or any costs resulting or arising from or occurring during the commission or perpetration of a violation of law by an Insured Person;
5. All self-inflicted illnesses or injuries, suicide or attempted suicide, while sane or insane.
6. Drug addiction or alcoholism

*Please refer to the policy wording for the full terms and conditions.

B. Exclusions of SAFE THAILAND $10,000

1. Pre-existing Conditions and any complications arising therefrom.
2. Insured Person was diagnosed with COVID-19 Positive prior to the effective date of insurance.
3. Any treatment for injury or sickness not related to COVID-19.
4. Any cost related to or contributed by or as result of any quarantine or isolation whether or not required by the Government and/ or any authorized body or any regulatory body.
5. Injuries and/or illnesses and/or any costs resulting or arising from or occurring during the commission or perpetration of a violation of law by an Insured Person.
6. All self-inflicted illnesses or Injuries, suicide or attempted suicide, while sane or insane.
7. Drug addiction or alcoholism.     

This Additional Benefit does not apply to any event, which is caused directly or indirectly by, or which results from:

1) Any consequence of declared or undeclared war or any act thereof, act of terrorism, invasion or civil war, rebellion or insurrection, strike, riot, civil commotion, military or popular uprising.
2) The use, existence, or escape of nuclear weapons material or ionising radiation from or contamination by radioactivity from any nuclear fuel or nuclear waste from the combination of nuclear fuel.
3) The Insured Person engaging in or taking part in:
    a) driving or riding any kind of race
    b) professional sports
    c) full time service of any armed forces of any country
4) Flying or any aerial activity except as passenger in a properly licensed power-driven aircraft (the word ‘passenger’ does not include any Insured Person of the aircrew or a technician working in or upon an aircraft).
5) Intentional self-injury or suicide (whether felonious or not) or any attempt thereat while sane or insane; being under the influence of drugs (other than those prescribed by a registered medical practitioner but not when prescribed for the treatment of drug addiction); being under the influence of alcohol whilst driving a motor vehicle.
6) Childbirth or pregnancy, notwithstanding that such event may have been accelerated or induced by accident.
7) Accidental bodily injury sustained after the Insured Person attains 65 years of age.
8) Death or disablement directly or indirectly arising out of or consequent upon or contributed to by acquired immune deficiency syndrome (AIDS) or AIDS related complex (ARC) howsoever this syndrome has been acquired or may be named.

*Please refer to the policy wording for the full terms and conditions.