Forte Insurance



Pure Dedication & Unrivalled Services

Forte Insurance is dedicated to providing exceptionally comprehensive and efficient insurance services to all our clients, while ensuring the continued growth and training of our staff and assisting in the development of the insurance market in Cambodia.

Over the years, our unparalleled expertise in the field of insurance has allowed us to build a strong reputation for honesty and integrity. In recognition of these strengths and the unrivaled service we provide, we have proudly become the largest and foremost provider of underwriting services in Cambodia.

Our History

In 1996, Forte laid our foundation by opening our insurance underwriting and brokerage wing in Phnom Penh, and becoming one of the first insurance companies to set up in Cambodia.

By 1998, we had opened our own purpose-built offices right in the heart of Cambodia's bustling capital city. With the backing of the largest reinsurers in the region and from around the world, we set out with the emphatic aim to provide secure and comprehensive cover to Cambodia.

Through this short span, Forte has become the largest and most recognized leader of insurance in Cambodia. We have advised on the development of the insurance law and aided in the training of government staff, ensuring that all future as well as present businesses may mature in a stable and promising environment.

Our Offices

Phnom Penh Headquarters

Situated over 1,500 square meters of land, our office in Phnom Penh incorporates overflow capacity for the organization's continued expansion in the years to come.

325 Mao Tse Toung Blvd, Phnom Penh, Cambodia. P.O. Box 565
Tel: (+855) 023 885 077 / 885 066, Fax: (+855) 023 986 922


In Jan 2002, our second office was set up in Siem Reap. This strategically enables us to provide insurance services and to more effectively service clients situated in the northwest region of Cambodia.

Mondul Stat Chas, Sangkat Svaydangkum, Krong Siem Reap, Siem Reap Province.
Tel: (+855) 063 963 355, Fax: (+855) 063 963 610


The Battambang branch was recently opened in June 2011. This provides our clients with easy and quick access in the event of injuries or claims.

Plan of expanding this branch is underway. In the years to come, Forte Insurance hopes to expand our service throughout the various regions of Cambodia. We have plans to open an additional 5 branches, all of which have been approved by the government.

#26, National Road No 5, Sangkat Ratanak, Krong Battambang, Battambang Province.
Tel: 855 (053) 73 16 17, Fax: 855 (053) 73 17 00


The Kampong Cham branch was recently opened in May 2013. This provides our clients with easy and quick access in the event of injuries or claims in the east region of Cambodia.

# 8, St. Soramarith, Group 9, Phum 3, Sangkat Veal Vong, Krong Kampong Cham
Tel: +855 42 210 167 Fax: +855 42 210 157


The branch at Sihanoukville was newly opened on 5th September 2014. This provides our clients with easy and quick access in the event of injuries or claims in the north east region of Cambodia. We build confidence for you in this beautiful area of nature and enjoy your trip.

# 35, Group 4, Sangkat 2, Preah Sihanouk Ville, Preah Sihanouk Province (Old theater area)
Tel: +855 34 934 955 Fax: +855 34 934 956

Our Poeple

With an initial team of 20 rising to over 60 professionals, Forte incorportates a diverse spectrum of fields and talent. Along side this, we engage in a program to continually develop and redefine our professional capabilities.

Since Forte began, we’ve provided training to our staff, by letting them pursue their insurance diploma, or the higher-level associateship certification – the AMII and ACII – from Malaysia and the UK, respectively. We are the only insurance company in Cambodia to offer such training. Now, 14 of our staff have completed the qualification requirements that meet the globally recognized insurance standard.

Our management team stands firm in providing unparalleled insurance services to both investors and consumers. Comprising of proven leaders in the diverse fields of Insurance, Banking, Finance, Sales and Marketing, they boldly lead Forte's efforts in developing excellent insurance products coupled with uncompromising service.


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    Mr Carlo Cheo

    ASII ANZIIF (Snr. Assoc.) CIP

    Managing Director

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    Mr Charles Cheo


    Deputy Managing Director

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    Mr Dennis Yio


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    Mr Youk Chamroeunrith

    Director/General Manager


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    Dr. Or Saovanna


    Assistant General Manager

    Management Department

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    Mr. David Ng Peck Jin

    Dipl (C.E) S’pore Poly

    Vice President

    Property and Engineering Department

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    Mrs. Zhao Haiming


    Vice President

    Business Development Department

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    Mrs. Leng Somaly


    Vice President

    Human Resource Department

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    Mr. Kheang Yano


    Vice President

    Regional Department

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    Mr. Ear Eksanthan

    BSc MsIT

    Assistant Vice President

    Information Technology Department

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    Mrs. Kem Makhuny


    Assistant Vice President

    Management Information System Department

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    Mr. Suy Channtharong



    Underwriting Department

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    Mrs. Chea Sokagna


    Assistant Vice President

    Finance and Admin Department

Corporate Social Responsibility

A strong sense of corporate social responsibility has always compelled Forte to give something back to the neighborhood in which we live. In our various roles including investor, insurer, employer and consumer to the local and international community, we recognized our responsibility to work in partnership with the communities in which we operate. We believe contributing to the development and success of these communities is a fundamental part of our success.

Since its inception in 1999, Forte has built its social aid program in Cambodia through Corporate Social Responsibility (CSR) team and through OISCA Cambodia which has been sponsoring various green projects and developing human resources in agriculture. OISCA is a NGO in a consultative status of UN Economic and Social Council and have so far initiated the Children's Forest Program, a unique tree-planting campaign utilizing school systems to instill in children the importance of a sustainable environment.

In the past, the team has made great achievements. We helped out school children replanting trees at their school surrounding which is called Children’s Forest Program (CFP). We also educated them on health, hygiene and the benefits of preserving the environment.

As a reflection of the fruitful achievements and expansion of activity, the team has been reformed under a new name HEART, which stands for Health, Education, Agriculture, and Reforestation Team. With its new name, HEART was officially established in 2009 in order to take active missions and continue its social welfare program in Cambodia.

Why Insured with Forte?

As the premiere insurance company in Cambodia, Forte assures that you get the most reliable and comprehensive insurance services by offering:

  • dedicated professionals
  • innovative products and services to suit your needs
  • speedy claims settlement
  • efficient claims services with in house specialised expertise
  • value for your money
  • financial security with our panel of reinsurers
  • local focus
  • multi-lingual advisors
  • 24 hour hotline for emergencies

At Forte, our team of dedicated specialists take the time to understand your needs and tailor a policy that best suits you, your family, and your business.

That’s why more people trust Forte and that’s how “We build confidence.”

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